Create intermediate Works with: Any AI

Which Route Fits? Chargeback, Insurer, Regulator, Ombudsman or Small Claims

Table output Has example

Choose between formal routes by comparing what each can and cannot do.

The Open buttons send the prompt text as currently shown below to that site only when you click. Fill in the placeholders first.

[VERIFY] is an editorial flag, not a blank to fill. Wherever the prompt shows [VERIFY], check that item against a reliable source before you use it.

Help me choose a route to resolve my dispute. The problem and amount: [PROBLEM_AND_AMOUNT]. How I paid: [PAYMENT_METHOD]. The date of the transaction and the date things went wrong: [DATES]. Whether the business is still operating: [BUSINESS_STATUS]. My location: [JURISDICTION].

Compare these routes in a table: payment dispute with my card issuer or bank, insurance claim, the company's own complaints process, an alternative dispute scheme or ombudsman, a regulator complaint, mediation, small claims. For each give what it can achieve, what it usually cannot, what it needs from me, a typical time frame described in words, any cost, and a risk or limit to check. Highlight which ones may have time limits that start from the transaction date and tell me to check these now [VERIFY]. Recommend a first choice and a backup based on my facts, and a sequence that avoids closing off a route by choosing another first.

Do not state specific deadlines or laws from memory, and tell me which official sites to check.

Do not give me legal advice. Name no rule I did not supply. Use [JURISDICTION] and [RELEVANT_LAW_OR_POLICY_IF_KNOWN] as given. Flag where I need expert help. Threaten nothing beyond lawful steps.

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Replace each bracketed placeholder with your own details, then paste into Any AI or another assistant.

Route | Can achieve | Cannot | Needs | Check
Card dispute | Refund of card payment | Compensation for stress | Statement, evidence | Time limit from transaction [VERIFY]
Company complaint | Any remedy they offer | Binding decision | Letter | None
Ombudsman | Recommendation or decision | Larger sums above limit | Final response | Eligibility [VERIFY]
Small claims | Court order for money | Free of cost | Bundle | Claim limit [VERIFY]
Recommended: card dispute first (the transaction was 40 days ago), company complaint in parallel, ombudsman if no resolution.