Create intermediate Works with: Any AI

Cash Flow Statement Walkthrough

Table output Has example

Show where cash came from and went.

The Open buttons send the prompt text as currently shown below to that site only when you click. Fill in the placeholders first.

Create a simple cash flow story. Opening and closing cash: [OPENING_AND_CLOSING_CASH]. Profit for the period: [PROFIT]. Changes in receivables, payables, stock, and prepayments: [WORKING_CAPITAL_CHANGES]. Equipment purchases, loans, owner withdrawals or contributions: [OTHER_CASH_ITEMS].

Reconcile profit to operating cash flow: profit + non-cash costs (depreciation) - increase in receivables - increase in stock + increase in payables, and so on, with arithmetic. Then add investing cash flows and financing cash flows to reach closing cash, and verify that opening cash plus net change equals closing cash.

Explain in plain terms why profit and cash differ, using one concrete example from my numbers. Provide a table: Section | Item | Amount | Plain explanation. Add three actions to improve cash conversion (invoice sooner, negotiate supplier terms, reduce stock), each with an estimated effect from my numbers, labeled as an estimate. Ask for missing inputs rather than guessing.

After the reconciliation, give a one-line verdict: 'profit was X but cash moved by Y because of Z', and list the three line items that explain most of the difference, ordered by size.

Treat each number and conclusion as an estimate based solely on what I told you. This is for organizing your thinking and is not accounting, tax, legal or investment advice. Seek verification from an accountant or financial adviser familiar with [JURISDICTION] before you rely on any of this.

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Opening cash 12,000. Profit 9,500.
Operating cash flow = profit 9,500 + depreciation 1,200 - increase in receivables 4,300 - increase in stock 1,800 + increase in payables 2,100 = 6,700.
Investing: bought equipment, -3,500.
Financing: loan repayment -1,000; owner withdrawal -2,500 = -3,500.
Net change = 6,700 - 3,500 - 3,500 = -300.
Closing cash = 12,000 - 300 = 11,700.
Plain explanation: profit of 9,500 produced only 6,700 of cash because customers owe us 4,300 more and we bought stock. Invoicing sooner would help; if receivables rose by only 2,000, operating cash flow would be 9,000.

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