Create intermediate Works with: Any AI

Questions to Ask Mortgage Lenders

Table output Has example

Compare lenders using the same questions.

The Open buttons send the prompt text as currently shown below to that site only when you click. Fill in the placeholders first.

[VERIFY] is an editorial flag, not a blank to fill. Wherever the prompt shows [VERIFY], check that item against a reliable source before you use it.

Prepare questions for mortgage lenders or brokers. My situation in general terms (first-time buyer, deposit size range, employment type): [SITUATION]. What I want to understand: [UNDERSTANDING_GOALS].

Create a list of 25 questions grouped as rates and fees, product features, eligibility and documents, process and timing, early repayment and changes, and what happens if my circumstances change. Provide a comparison table to record answers from three lenders with the same questions. Include a glossary of ten terms in plain language. This is not financial advice: do not recommend products or lenders, and mark rules and costs [VERIFY] for [JURISDICTION]. Remind me to read official documents and consider independent advice before committing.

Also add a short script for the first call, a note on keeping a record of quotes with dates because rates change, and a reminder that credit checks may affect my file, so I should ask before consenting [VERIFY].

Offer education and arithmetic, not instructions to invest. Label any tax or law point [VERIFY], name the [JURISDICTION] it depends on, and suggest I confirm it with a licensed professional.

Fill in before use

Optional: type your details and the prompt above updates. Nothing is saved or sent.

Replace each bracketed placeholder with your own details, then paste into Any AI or another assistant.

Comparison table (invented)
Question | Lender A | Lender B | Lender C
Rate type and length | fixed 5 years | tracker | fixed 2 years
Arrangement fee | 999 | 0 | 499
Early repayment charge | yes | no | yes
Overpayment limit | 10 percent | none | 10 percent
Valuation fee | free | 300 | free
Speed from application to offer | 3 weeks | 2 | 4
Glossary: arrangement fee, early repayment charge, overpayment.
Record the date: rates change. Independent advice advisable [VERIFY].

• realestate