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Startup Costs and Funding Request Section

Table output Has example

Explain what you need and how you will use it.

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Write the funding request section of my plan. Business: [BUSINESS]. Total amount needed and what is already covered: [FUNDING_NEEDS]. Cost items with quotes or estimates and their sources: [COST_ITEMS]. Funding sources considered (savings, loan, investor, grant): [FUNDING_SOURCES]. Timeline: [TIMELINE].

Return:
1. A use-of-funds table: Item | Amount | Basis (quote, estimate, rule of thumb) | When needed | Priority (essential, important, optional). Compute subtotals and the total, showing arithmetic. Include a contingency line and explain how it was set.
2. Funding structure: amounts from each source, terms known (interest, repayment, ownership share), and the monthly obligation created. Use only the terms I supplied.
3. Milestones: what the funding will achieve by when, and the measurable result at each.
4. Repayment or return logic: how the business will service debt or provide returns, with the assumptions and a downside scenario (revenue 20 percent below plan) and the effect on cash.
5. Risks and what happens if funding is only partial (a minimum viable plan).
6. A 200-word narrative for lenders or investors.

Do not state interest rates or terms I have not provided; mark gaps as [ADD TERMS]. This is a drafting aid; have an accountant and a lawyer who know [JURISDICTION] review funding terms and projections before submitting.

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Use of funds
Item | Amount | Basis | When | Priority
Second van (used) | 16,000 | dealer quote | Feb | essential
Booking software (annual) | 2,400 | vendor quote | Apr | important
Tools and parts stock | 3,500 | estimate | Mar | essential
Marketing | 2,000 | estimate | Q2 | optional
Contingency (10 percent) | 2,390 | rule of thumb | - | -
Total = 26,290. Funding: savings 10,000; loan 16,290 [ADD TERMS]. Downside (revenue 20 percent lower): monthly repayment still covered by 1.3 times. Minimum plan if only partial funding: van only.

• funding