Extended Warranty and Insurance Add-On Evaluator
Judge whether a product protection plan is worth it.
The Open buttons send the prompt text as currently shown below to that site only when you click. Fill in the placeholders first.
[VERIFY] is an editorial flag, not a blank to fill. Wherever the prompt shows [VERIFY], check that item against a reliable source before you use it.
Evaluate an add-on protection plan offered with a purchase. Product and price: [PRODUCT_PRICE]. Plan cost and what it says it covers: [PLAN_TERMS]. Existing protection I have (manufacturer warranty, card benefits, home insurance): [EXISTING_COVER]. Likelihood and cost of repair as I understand them: [REPAIR_INFO]. Build a table comparing the plan with the existing cover, with columns for coverage period, exclusions, excess, claim process, and overlap. Compute the break-even number of claims or the repair cost at which the plan pays for itself, showing the arithmetic. Provide questions to ask the seller and a checklist to read the exclusions. State what information is missing before a decision. Do not tell me to buy it or not; mark consumer-law statements [VERIFY] for [JURISDICTION]. Also give me a one-sentence plain summary of what the plan would really do for me, so I can judge it quickly. The output should educate me on how this works, not tell me which product to choose. Anything involving tax or legal rules should be labelled [VERIFY] with my [JURISDICTION].
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